Injuries at Coachella Music Festival

Injuries at Coachella Music Festival

One of the most popular and sold-out music festivals is back in town. Coachella features a wide variety of music. For instance, genres such as rock, pop, indie, hip hop, and electric dance. The festival attracts music goers from all over the nation. In particular, residents of southern California are most of the attendees. Therefore, the two-weekend event is sold out and expecting 250,000 guests in total.
 
These festivals are meant for dancing, socializing, networking, and enjoying the great outdoors. However, accidents and injuries can still occur.
 

Common Festival Injury Accidents

 
Large crowds may leave some room for distraction, neglect, and accidents. As a result, oversight can come from festival vendors, maintenance agencies, and fellow attendees. Consequently, their careless actions may result in serious injury to others.
 
Here are some common festival injury accidents:
 

  • Car accidents going to and from the festival;
  • Slip, trip, and fall accidents occurring on festival grounds;
  • Defective stage structure or faulty equipment;
  • Exposed cords causing falls, fire, or electrocution;
  • Injuries resulting from mechanical problems with attractions;
  • Ineffective or insufficient security;
  • Physical assault, gun violence, and terrorism;

 

How To Prove Fault for Injuries

 
Most accidents that occur at a festival are caused by negligence. To explain, this term is used when a person (defendant) acts in a careless way and causes injury to another (plaintiff). Hence, the person who fails to provide proper care, may be held liable for any resulting injuries or losses.
 
In detail, in order to prove the defendant was negligent, the plaintiff must prove the following four elements:
 

  • Duty- The defendant owed a legal duty to the plaintiff under the circumstances;
  • Breach – The defendant ignored the duty by failing to exercise reasonable care;
  • Causation – Injuries resulting were from a direct result of the defendants actions;
  • Damages – The plaintiff was injured or otherwise harmed as a result of negligence.

 
Damages arising as a result of negligence are are awarded as a dollar figure. Thus, payment includes medical bills, economic losses, and pain and suffering of emotional distress.
 

Festival Injury Attorneys

 
For this purpose, it is recommended that you contact a skilled attorney after a festival injury. Festival injury claims are complicated due to the amount of individuals that could be held responsible.
 
To assure that the accountable parties are brought to justice, contact the Sweet Lawyers today. With over 40 years of experience, we have seen thousands of cases and we know what it takes to get you the compensation that you deserve.
 
Call our award-winning lawyers for a free consultation at (800) 674-7854.

 

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Fisher-Price Recalls Rock ‘n Play Sleeper After 32 Infant Fatalities

Fisher-Price is recalling 4.7 million of the Rock ‘n Play Sleeper after multiple infant fatalities have been reported. The advice came from the American Academy of Pediatrics (AAP) after 32 infants have died using the sleeper between 2011 – 2018.
 
These fatalities “included babies even younger than the 3-month threshold cited in the initial warning, which is alarming,” the AAP noted in its release.
 
Fisher-Price introduced the product to parents and caregivers in 2009. Thus, the sleeper has an inclined and padded back, making a relaxed position for newborns. However, some infants have managed to roll over from their back onto their stomach. In particular, if the infant was unrestrained, making it difficult to breathe.
 
The official recall came three days after the AAP wrote a statement calling on the commission to recall the products due to its danger. Specifically, the US Consumer Product Safety Commission (CPSC) protects consumers from products such as toys and cribs, and its risks of injury or death.
 
After a thorough investigation, Fisher-Price and the safety commission are now asking consumers to stop the use of the sleeper after the infant reaches three months of age or the ability to roll over.
 

Prior Issues Reported with Rock ’n Play Sleeper

 
In May 2018, the CPSC issued a warning that they were aware of infant deaths associated with inclined back products to elevate the baby’s head and body. But in this warning, it did not name Fisher-Price nor the Rock ‘n Play Sleeper as the direct cause.
 
One year later in April 2019, the CPSC made an official recall. Consequently, recalls come after multiple infant deaths, pressure from families, child-safety agencies, and pediatricians.
 
This is not the first time the Sleeper has been under inspection by the CPSC. Previously in January 2018, the CPSC warned consumers to inspect the Rock ‘n Play Sleeper due to risk of exposure to mold. Fisher-Price received 600 reports of mold sightings and 16 babies who were exposed. As a result, infants were left suffering with respiratory illnesses and hives.
 

Tips for Caregivers

 
The CPSC is reminding parents and caregivers to be aware of the dangers of using sleep products. In order to avoid serious injury or death, here are a few tips to consider when placing your infant to sleep:

  • Lay the baby flat on their back, in a crib, bassinet, or play pen;
  • Do not add any blankets, bedding, pillows, or bumpers;
  • Stop the use of sleepers as soon as the infant can roll over;
  • If in use of sleep product, use safety restraints to avoid the infant rolling over;
  • Never leave an infant unattended.

 

Contact an Experienced Product Injury Attorney

 
Injuries resulting in death are devastating to parents and caregivers of an infant. If you have been directly affected by the Fisher Price Rock ‘n Play Sleeper or any other defective or recalled product, know that you have rights and deserve the proper representation.
 
Contact the wrongful death attorneys at The Sweet Law Group. Our firm has fought tirelessly for our clients right to demand just compensation for the losses suffered. There is free help available to you and your loved ones.
 
Call us today for a free case consultation at (800) 674-7854.

 

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Washington wrongful death lawsuit

Washington Wrongful Death Lawsuit – What You Should Know

wrongful death claim or lawsuit. In Washington, there are some specific laws that control these claims. This includes the time-frame in which you are able to file a lawsuit and which surviving relative may file a suit against the responsible party.  

Who Can File a Washington Wrongful Death Lawsuit?

  Since the victim has passed, they cannot bring forward their own claim. Therefore, such wrongful death claims are usually brought upon by a surviving spouse, domestic partner, the children, or close relatives of the deceased. If the deceased had no surviving immediate family, close relatives may file a wrongful death lawsuit in Washington state.   The individuals filing a claim must have depended on the deceased person for financial support. Furthermore, they must also be a resident within the United States at the time of the deceased passing.  

Action for Death of Child

  A mother or father can bring a claim for their child’s death. However, certain aspects of the claim will be different depending if the parents are married, separated, divorced, or were never married. In which case, all damages may be awarded separately.   The Washington State Code states if one parent files a suit without the other, he or she must serve the other parent with the complaint.  

Time Available to File a Washington Wrongful Death Lawsuit

  The Statute of limitations is the time available in which a Washington wrongful death lawsuit must be filed. In Washington, the claim must be filed within three years of the date of death.   Each state outlines a different amount of time in which you may file. For example, California only allows you two years to file a lawsuit following a wrongful death. However, the state of Washington allows three years.   In other words, failing to file a lawsuit within the specified period may make it impossible to recover the losses sustained after the death of a loved one.  

Compensation Available in a Wrongful Death Claim

  The damages available for recovery depend upon which surviving relative is bringing forward the claim for their loss. General damages include:
  • Medical bills (up to the time of death)
  • Costs related to damaged property
  • Funeral and burial expenses
  • Loss of financial contribution
  • Loss of relationship, services, and companionship
  • Emotional distress of the surviving family
  • Pain and suffering
  • Punitive damages
  • Other financial considerations
No dollar figure can ever justify the loss of a loved one. Bringing the responsible party to justice, may potentially provide a sense of security to the surviving family.  

Consult an Experienced Washington Attorney

  Coping with the loss of a loved one is never easy. Especially, if they were taken in a senseless and preventable accident. The attorneys at Sweet Lawyers understand that you have suffered a tragic and devastating loss. But, you do not have to suffer alone.   Let our experienced and skilled attorneys lead the way. You will greatly improve your chances of receiving the justice and compensation you deserve for your Washington wrongful death lawsuit.   Let us guide you through the difficult legal process so you can be with loved ones and family. Call our offices today for a free, no-obligation consultation at (800) 674-7854.]]>

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Am I Likely To Be Involved In A Plane Crash?

2018, 15 fatal airline accidents led to 556 deaths, compared to 10 accidents and 44 lives lost in 2017. Therefore, its important to understand the causes of a plane crash and the responsible parties to recover from.  

Causes of Plane Crashes

  Aviation accidents occur due to a combination of factors. However, when a problem arises, the outcome will depend on how the pilot navigates the aircraft. For instance, how the pilot gains control and prepares for a safe landing.   The most common causes of crashes include:
  • 55% pilot error;
  • 17% mechanical error;
  • 13% weather;
  • 8% passenger mischief;
  • 7% mishandling air traffic control.
  Accordingly, most accidents take place during the departure and arrival stages. During these phases, the aircraft is at closer proximity to the ground with speeds that may make it difficult for the pilot to maneuver the aircraft.  

Air Traffic Administrations

  There are a few agencies that handle air traffic safety and investigate aircraft accidents. For example, the Federal Aviation Administration (FAA) is the national organization that regulates and controls air traffic safety. The FAA sets safety rules for pilot conduct, flight operations, and aircraft manufacturers.In particular, this organization also administers civil penalties or criminal penalties if an aircraft or its affiliates are not up to standards.   In contrast, the National Transportation Safety Board is a federal agency who investigate accidents involving all methods of transportation and recommends safety standards to prevent future accidents.   After a crash, the investigation and statements from these two agencies may depend the responsible parties named in the lawsuit.  

Personal Injury Lawsuits after an Aviation Accident

  A plane crash usually results from negligence or mechanical defects. Above all, pilots, mechanical engineers, and product manufacturers have duty to protect others from foreseeable risks or harm.   In brief, aviation litigation is very complicated and can involve multiple parties in a lawsuit. Besides, the circumstances surrounding the accident may involve the owner and operator of the aircraft, the airline, maintenance workers, and product manufacturers.   There are damages awarded to a victim or the victims surviving family after a crash. Such as, medical bills, loss of income, punitive damages, attorney fees, and a compensation for pain and suffering.  

Contact a Plane Crash Attorney

  Although aviation accidents are rare, when they do occur, they can bring unexpected and devastating losses for you and your family. With over 40 years of legal experience, let award-winning lawyers at Sweet Law Group fight for the justice and compensation deserved.   Don’t suffer alone, allow our experienced lawyers guide you during this critical time. Call our office for a free case evaluation at (800) 674-7854 .   ]]>

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Personal Injury Claim

Damages Recovered in a Personal Injury Lawsuit

negligent. Particularly, that the person did not apply enough caution or care, which resulted in injury to the victim.   There is often compensation owed, if you or a family member has suffered an injury as a result of another’s negligence. However, it is important to understand the different types of damages that can be recovered in a personal injury lawsuit.   There is compensation, if you or a family member has suffered an injury as a result of another’s negligence. In spite of, it is important to understand the possible damages recovered in a personal injury lawsuit.  

Types of Damages Recovered in a Personal Injury Lawsuit

  The available damages in a personal injury claim or lawsuit will vary depending on the nature of the accident. For example, the circumstances of the injured victim and the state laws that control the accident. In general, the damages recovered in a personal injury lawsuit or claim are the following:  

Property Damages

  Property such as a car, bicycle, electronic devices, or any other belongings that were damaged are recoverable.   The amount that a person can recover in property damage is determined by the repair costs or the replacement value. Furthermore, the loss of use of the item until it’s repaired or replaced is also repayable.  

Medical Bills

  The defendant must pay for the medical costs related with the injury. For instance, medical care such as emergency treatment, diagnostic testing, physical or psychiatric therapy, surgery, hospital stays, and future medical recommendations. If the injury results in death, the defendant is responsible for the medical costs. Medical bills incurred up until death.  

Economic Losses

  Loss of income and future loss of earnings are also damages awarded in a personal injury lawsuit. Lost wages are reimbursed if you had to miss time off of work as a result of the accident.   Equally important, repayment of vacation or sick time that was used can be recovered. Loss of future earnings are also required to be paid if the injury causes one to be out work permanently or earn the same capacity.  

Pain and Suffering

  Physical and emotional distress associated with an injury are also damages awarded in a personal injury settlement. These damages are usually non-economic. Meaning, there is no specific value or dollar figure to scale, making it difficult to calculate.   Pain and suffering includes present and future pain, scarring, depression, anxiety, anger, and frustration.  

Loss of Consortium

  Spouses or family members whose loved one has been severely injured or killed as a result of neglectful act, are also able to recover damages. Loss of consortium is to award a family member for the loss of the relationship, services, and loss of companionship.   Generally, these claims are made by a spouse or partner. However, these damages are not awarded unless the injured person dies as a result of the injuries or suffers a terrible disability. Tragic injuries include amputations, paralysis, or incontinence.  

Wrongful Death Benefits

  A death caused by the wrongful acts or neglect of another, may result in a wrongful death claim or lawsuit. Such claims are brought upon by a spouse, partner, or close relative of the deceased. These claims are very similar to a loss of consortium claim.   Benefits that are available following a wrongful death case are the following:
  • Medical bills incurred up until death;
  • Funeral and burial expenses;
  • Loss of financial contribution;
  • Loss of services;
  • Emotional distress of the surviving family.
 

Punitive Damages

  Punitive or exemplary damages are damages awarded to a victim or deceased’s family, in order to punish the defendant for the neglectful act. The award is to discourage the defendant and others from repeating the neglectful or dangerous conduct in the future. Usually, these damages are awarded if the defendant acted in a reckless or intentional manner.  

Hire an Experienced Lawyer for Your Personal Injury Lawsuit

  An injury or loss of a loved one as a result of the careless act of another can leave you with unexpected monetary, physical, and emotional damages. An attorney’s assistance is necessary to help you properly understand the system and recover all the losses suffered.   Let the experienced lawyers at Sweet Law Group fight for you every single minute of the day. With a over 44 years of experience, you can trust that our law firm knows how to achieve the justice and compensation you deserve.   For this purpose, call to speak with one of our personal injury attorneys today for a free consultation at (800) 674-7854 .   ]]>

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SAN MATEO, CA - Airbags Deployed in 3-Vehicle Crash on Highway 101 at Hillsdale Boulevard

Airbag Malfunction: 3 Reasons Why Airbags Fail to Deploy

federal legislation required that all vehicles sold in the US be equipped with a supplemental restraint system. The law required that driver and front passenger seats require airbags for safety. Usually, airbags are build to inflate in moderate to severe frontal crashes.   Therefore, airbags help prevent serious injuries during a car crash. In particular, crashes involving coming in contact with the steering wheel, dashboard, window, or other parts in the vehicle.   According to the NHTSA, frontal airbags have saved about 44,869 lives from 1987 – 2015. In front-end crashes, airbags reduce driver fatalities by 29 percent. Furthermore, airbags lessen casualties of front-seat passengers age 13 and older by 30 percent.   However, injuries relating to airbags not deploying after a car crash have resulted in serious injuries and deaths. As a result of the malfunction, victims may consider filing a lawsuit over the defective airbag.  

How Do Airbags Work

  If the impact is hard enough, the airbag sensors signal the bags to inflate with gas. Generally, the inflation speed for airbag expansion can reach up to 200 mph. In fact, airbags work effectively when drivers or passengers wear safety belts and sit properly in their seat.   The airbag is made of nylon fabric material which is folded into the steering wheel, dashboard, or side panels. Once the sensor receives a strong front impact of speeds of 8 to 4 mph or higher, the bag will inflate.   For instance, the impact is similar to striking a stationary object at about 16 to 28 mph. Once deflation occurs, a harmless powdery substance is released. The substance is used to keep the bags lubricated while they are unused.  

Top 3 Reasons Why Airbags Fail to Deploy

  Although airbags are a great safety feature, manufacturer defects in the design and deployment can cause serious injuries. Thus, may even result in death.   To explain, here are the top 3 reasons why an airbag malfunction can occur after a car crash:  

Area of Impact

Depending the area of impact, it will trigger a signal to the sensor. In order for most airbags to deploy, the impact has to be to the front of car, driver, and passenger doors. Generally, if an impact occurs in other areas, the sensors may not activate. For example, a rear-end collision, will not cause the airbags to deploy. Because, sensors are usually not placed in the rear bumper of cars.  

Speed of Impact

  In other words, bags are designed to deploy in moderate to severe frontal crashes of speeds between 8 – 14 mph or higher. If the speed of impact is less than the minimum required speed, airbags will likely not engage.  

Manufacturer Defects

Car manufacturers can improperly inspect for electrical malfunctions. Including, inadequate tests and calibrations of the sensors in the vehicle’s software. Consequently, the inaccurate analysis of software or wiring may fail to signal deflation and cause malfunction.  

Airbag Malfunction Lawsuits

The manufacturer may be held responsible for injuries resulting after airbags fail to deploy. With help from a skilled lawyer, you can prove in your lawsuit that the airbag was defective, and may be entitled to receive compensation.   A lawsuit for damages resulting in airbags not inflating may compensate the following:
  • Medical bills;
  • Economic losses;
  • Lost wages;
  • Ongoing and future medical costs;
  • Emotional damages such as pain and suffering;
  • Punitive damages;
  • Attorney fees.
Product liability lawsuits are costly and lengthy. In addition, attorneys who represent manufacturers will not make this case an easy one. With this purpose, it is your burden to prove that the airbags failed to deploy when they should have. As a result, lawsuits like these are costly and lengthy.   In order to have a successful lawsuit, your attorney may hire qualified experts. These experts have licenses or certifications in the area of accident reconstruction and mechanical engineering.  

Hire a Skilled Lawyer for your Defective Airbag Lawsuit

  Working with our skilled personal injury lawyers at Sweet Law Group can give you an advantage in the courtroom. With over 40 years of experience, we will provide services tailored to your specific needs and achieve the justice and compensation deserved.   Call our office for a free-consultation at (800)674-7854 and let your story be heard today!   ]]>

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How Does A Medical Lien Work?

How Does A Medical Lien Work?

Many people who are injured in accident, require medical treatment. Medical attention includes emergency, surgical, rehabilitation, and pharmacy services. With expensive deductibles and co-payments, these medical options are not available to everyone. At this point, you start to wonder the options to pay for medical expenses out of pocket, or receiving care on a medical lien.
 
A lien is a request for repayment that may be placed against your personal injury case. Your health insurance provider may issue a lien to recover money spent on treatment against your personal injury claim or lawsuit. Therefore, you may be required to pay back these medical expenses.
 

How does Medical Lien Affect a Personal Injury Case

 
Most medical providers are not willing to consider treatment on a lien basis unless you are represented by an attorney. Doctors or medical providers can verify the validity of the claim with the attorneys office. When a doctor has agreed to treat you on a medical lien, you accept that the doctor will be reimbursed for the medical services given. In other words, once you have reached a settlement in your personal injury case, expect to reimburse all medical providers who cared for you after your accident.
 
After an accident, its common to visit your primary doctor through your health insurance for immediate care. Your health insurance will likely file a lien on your personal injury case, to recover expenses related to the accident.
 

Advantages and Disadvantages of Medical Care on a Lien

 
Treating on a medical lien has its advantages and disadvantages. Here are a few things to keep in mind when considering treatment on a medical lien basis:

Advantages

  • There is no immediate financial concern for those who don’t have the ability to pay a doctor up front for medical treatment.
  • Treatment is given in a timely manner. No need to wait for approval from an insurance agent. Unapproved visits may cause inconsistencies in treatment.
  • A lien doctor will provide detailed medical reports regarding causation of injury and future recommendations.
  • Your attorney may be able to negotiate with the doctor to accept a reduced amount to settle the lien. Especially, if your personal injury settlement did not cover all your medical expenses.

 

Disadvantages

  • Small number of doctors provide medical treatment on a lien basis. Therefore, expect a busier office and possible delays with medical reports.
  • Some medical conditions require the care of specialists in other areas. These special providers often do not treat on a lien basis.
  • If a personal injury is not successful, the patient may still remain responsible for the medical bills and services given.

 

Do You Need to Hire a Lawyer to Negotiate your Medical Lien?

 
If you received medical treatment on a lien, or your health insurance paid for your accident costs, you will need a lawyer to settle any liens against your case. Your case may come across complications where your medical bills exceed the available policy limits for recovery. Above all, your attorney can agree to reduce the lien amount and satisfy all medical bills. In conclusion, leaving you with the maximum compensation available for your pain and suffering.
 

Call the Attorneys at Sweet Law Group

 
Without help of a knowledgeable attorney, medical lien holders will hassle you to pay them every cent to the dollar of the medical bills owed. Therefore, it can leave you and your loved ones with financial loses. With over 40 years of experience in the legal field, Sweet Law Group knows what it takes to achieve the justice and compensation you deserve. Call (800) 674-7854 for a free, no-obligation consultation today!

 

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Car Repairs After An Accident

Car Repairs After An Accident

The main reason we carry car insurance, is to minimize our financial risks after an accident. The type of insurance coverage you have, is a determining factor of the options available for your car repairs after an accident.
 

Who is Responsible?

 
Regardless of fault, collision coverage will cover vehicle repairs after an accident. In addition, in order for your collision coverage to take into effect, you must pay your deductible. Consequently, a deductible may cost an average of $500 to $1,000.
 
Relying on your state’s required liability insurance, will open you to financial hardships after a car accidents. For example, if the accident was your fault, liability coverage only pays for damages done to the other party. Therefore, with liability, your car damages will not be taken care of after an accident.
 
Once coverage has been approved by either your collision coverage or the at-fault driver’s policy, expect the following steps for car repairs after an accident.
 

Process of Inspection

 
If the damaged vehicle is located in a tow yard, immediately arrange to get the vehicle picked up from there. Above all, storage fee’s add daily and these costs will be deducted against your property damage policy available for recovery. Here are basic steps the insurance company will take for car repairs after an accident :
 
If the damages to the vehicle are minor, the examiner will give an estimate in person. The analyst will write a check in the amount believed necessary to repair the vehicle.
 
During this time, it is advised to take the vehicle to a preferred shop referred by the insurance company. In fact, preferred shops have the repairs certified and guaranteed, in case of any future issues.
 
If the vehicle was towed from the scene and unsafe to drive, the vehicle will be inspected at the collision center. The center will asses and tear down the vehicle for any undercarriage damages. If the damages are more than 75% of the car’s value, the vehicle will be deemed totaled.
 

  • Once the insurance company pays for the actual cash value of the vehicle, you must hand over the vehicle and title to the insurance company.
  • At this point, you have the option to keep the vehicle and carry a salvaged title. The insurance company will pay a discounted price of the vehicle minus any fees associated with the title.

 

Gap Insurance

 
If you are still making financial payments on your car loan, gap insurance secures your auto loan. Meaning, if the loan amount is higher than the market value of the vehicle, gap will pay the difference between the financed amount and market value of the vehicle.
 

Transportation During The Inspection Process

 
Rental reimbursement will help pay for costs for a supplemental vehicle during the time the vehicle is being repaired on or replaced.
 
If the accident was not your fault, the at-fault party’s insurance company is held responsible to pay for these costs.
 
If liability has not been determined and rental coverage is unavailable, you may not be able to qualify for rental reimbursement at this time.
 

Property Damage Limits

 
Minimum liability requirements differ in every. Thus, if you are not protected, you may be paying out of pocket expenses to fix your car. If the responsible party carries the state’s minimum for property damage, the insurance will only pay based on the available policy limit. In other words, if the car damages exceed the policy amount, the insurance will only pay up to that amount.
 
Accordingly, in order to recover the remaining losses for property damage, it is recommend to file a claim with your collision coverage. With the result, to recover all the losses to the vehicle.
 

Contact An Attorney For Car Repairs After An Accident

 
Sweet Law Group has seen thousands of cases, and know what it takes to get you the justice and compensation that you deserve. For this purpose, don’t fight the insurance company alone and let our attorneys represent you during this difficult time to ensure you get what’s owed to you after this loss.
 
Call our office for a free, no-obligation consultation at (800) 674-7854.

 

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I Do Not Have Health Insurance And Got Into An Accident, Now What?

I Do Not Have Health Insurance And Got Into An Accident, Now What?

The Census Beareu stated that in 2017 about 28.5 million people did not have health insurance due to a variety of reasons and limitations. Not having health insurance after an accident or illness can create financial risks for you and your family.
 
You cannot be turned away from the emergency room if you don’t carry health insurance. The emergency room personnel must stabilize your medical issue and end any life threatening conditions. However if your accident was caused by a third party and you don’t carry health insurance, the hospital will bill you directly and send you to collections if needed.
 
For those who have been injured in an accident and don’t have health insurance, there are a few ways you can receive medical care. With the help of a personal injury lawyer, you can better understand your available options in obtaining medical treatment if you do not have health insurance after an accident.
 

Medical Payments Coverage (MedPay)

 
Your vehicle policy plays an important role in accidents and how you minimize your risks on the road. MedPay coverage, pays for medical expenses in a car-related accident, regardless of fault. This coverage also pays for the following expenses:

  • Funeral expenses related to auto related injury;
  • Coverage extends to the passengers involved in the auto accident;
  • Injuries you sustain as a pedestrian or bicyclist.

 
Medpay is not a required coverage on your policy and its optional for an additional charge on your premiums.
 

Uninsured Motorist

Uninsured Motorist is another add-on on your vehicle policy to protect you or a passenger involved in an accident. This coverage will only go into effect if the other driver involved was uninsured at the time of accident. Uninsured motorist covers the following:

  • Medical expenses;
  • Lost wages;
  • Pain and suffering;
  • Other injury-related expenses.

 
Uninsured motorist coverage ordinarily extends to you and your household members. If there is no health insurance after an accident, and you’re hit by an uninsured motorist as a driver, pedestrian, and bicyclist, consider using UM.
 

Medical Treatment on a Lien

 
To be treated on a lien basis means that your doctor has agreed to not charge any upfront fees for any medical services rendered and will be paid or reimbursed once your personal injury compensation case is settled. Lien treatment provides options for those who have no health insurance after an accident.
 
Due to the risky factors involved, most medical providers are not willing to enter into a lien basis treatment, unless referred by an attorney. An attorney can assure and verify the validity of the claim and recovery.
 

If You Do Not Have Health Insurance, Consult with the Sweet Law Group

 
Medical treatment for accidents can add up to endless amount of bills and permanent economic hardship. Don’t fight this case alone. Let the attorneys at Sweet Law Group guide you in the right direction to ensure you receive proper medical attention after your accident.
 
With over 40 years of legal experience, allow our office to recover the maximum compensation in your personal injury case. Call our office for a free consultation at (800) 674-7854 .

 

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Health Insurance after an Accident

Using Health Insurance After an Accident

Using health insurance after an accident is available to help cover costs of medical care ranging from routine doctor visits to unexpected illness or injury. Most insurance policies will cover expenses regardless of how your injury or illness occurred. However, using health insurance after an accident can be tricky, but it protects you and your family from financial hardships that may result from health care expenses.
 
It is suggested to use your health insurance after an accident to receive prompt care and get the best medical experience after an injury. The following information will guide you with health coverage and remedies available after using health insurance after an accident.
 

Deductibles

 
Your co-payment is a set amount that you pay for each medical service, such as a doctor’s visit, diagnostic test, or prescription. After medical services have been provided, you should expect a bill from your health insurance detailing your responsibility for the deductible.
 
A deductible is the set amount you must pay, before your health insurance pays for your any of your treatment. Any costs beyond the deductible should be covered by your health insurance.
 

Reimbursements

 
If the accident was not your fault, your medical expenses should be covered by the at-fault party’s liability policy. If you receive a personal injury compensation for injuries relating to negligence of another party, your health insurance is entitled to make a subrogation claim against your compensation. Your health insurance seeks reimbursement of any medical treatment rendered as a result from a third party negligence.
 
The right of reimbursement belongs to your insurer as you cannot “double dip” for the same damages. If your insurer paid for the medical bills after your accident, you cannot receive compensation from the defendant for the same medical bills. However, the value of your personal injury case does stem from the amount of medical bills and treatment you have received.
 

How to Use Health Insurance After An Accident

 
Its is recommended to hire a lawyer who is knowledgeable in the reimbursement and particular aspects of a personal injury case. This will assure you that there are no outstanding medical bills and/or that you are reimbursed for your deductible and co-payments you have made out of pocket.
 

Hire An Experienced Lawyer

 
Using health insurance after an accident, may cause a financial burden for you and your family. Contact the lawyers at Sweet Law Group to ensure that you are reimbursed of any co-pays and deductibles that you have paid out of pocket. With over 40 years of experience, our office has seen thousands of cases and we know what it takes to get you the justice and compensation you deserve. Call our office today for a free consultation at (800) 674-7854.

 

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